> ## Documentation Index
> Fetch the complete documentation index at: https://help.agatabo.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Viewing User Details

> Access user profiles, savings history, and loan information

## Overview

User details pages provide comprehensive information about an organization user's account, including personal information, savings balance, loan history, and transaction activity.

## Accessing User Details

<Steps>
  <Step title="Navigate to Organization Users">
    Click **Organization Users** in sidebar
  </Step>

  <Step title="Find the user">
    Use search bar or browse list
  </Step>

  <Step title="Click user name">
    Opens detailed user profile
  </Step>
</Steps>

## User Profile Information

### Personal Information

**Basic details**:

* Full name
* Email address
* Phone number
* Profile photo
* Account number (auto-generated unique identifier)
* Join date
* Account status (Active or Inactive)
* Invitation status (Accepted or Pending)
* Assigned roles

### Entry Fee

**If user is a member with entry fee recorded**:

* Entry fee amount
* Payment date
* Bank account used
* Reference/description

## Financial Information

### Savings Overview

**Key metrics available**:

* **Current Balance**: Real-time ledger balance
* **Total Deposits**: Sum of all contributions
* **Total Records**: Number of deposit transactions
* **Savings History**: Paginated list of all deposits with dates and amounts
* **Monthly Breakdown**: Month-by-month contribution analysis with:
  * Expected vs actual contributions
  * Missing contributions
  * Contribution health metrics

**Download Statement**:

* Click **Download Statement** button in Savings Overview
* Generates downloadable statement with user's complete savings history
* Includes all deposits, balances, and transaction details

<Note>
  **Permissions required**: `savings:read` permission (SELF for own data, ANY for all users)
</Note>

### Loans

**Loan information available**:

* All loans (active, closed, or defaulted)
* For each loan:
  * Principal amount
  * Interest rate and period
  * Start and disbursement dates
  * Status (Disbursed, Closed, etc.)
  * Outstanding principal, interest, and penalties
  * Securities and guarantors
  * Attached documents

**Viewing loan details**:

1. Click on loan from user's profile
2. View full installment schedule
3. See complete payment history
4. Check detailed status with penalty breakdown

<Note>
  **Permissions required**: `loans:read` permission (SELF for own loans, ANY for all users)
</Note>

### Transaction Activity

**Activity feed shows**:

* **Savings deposits** with amounts and dates
* **Loan disbursements** when loans were issued
* **Loan payments** (principal, interest, penalties)
* **Dividend distributions** from profit sharing

**Features**:

* Paginated results (navigate through history)
* Filter by transaction type
* Sorted by date (most recent first)
* Shows titles and descriptions for each transaction

### Dividend History

**Dividend allocations**:

* Dividend period (e.g., "2025 Annual Dividend")
* Allocation amount for this user
* Distribution date
* Related dividend pool information

<Note>
  **Permissions required**: `dividends:read` permission (SELF for own dividends, ANY for all users)
</Note>

## Permissions Required

| Action                    | Permission Needed         | Scope                     |
| ------------------------- | ------------------------- | ------------------------- |
| View own details          | `organization_users:read` | SELF (all users)          |
| View any user details     | `organization_users:read` | ANY (Admin, custom roles) |
| View own savings          | `savings:read`            | SELF (Member role)        |
| View any user's savings   | `savings:read`            | ANY (Admin, custom roles) |
| View own loans            | `loans:read`              | SELF (Member role)        |
| View any user's loans     | `loans:read`              | ANY (Admin, custom roles) |
| View own dividends        | `dividends:read`          | SELF (Member role)        |
| View any user's dividends | `dividends:read`          | ANY (Admin, custom roles) |

## Search and Filter

**Finding users**:

* Search by name or email
* Filter by assigned roles
* Filter by account status (Active/Inactive)
* Filter by invitation status (Accepted/Pending)
* Sort by name, join date, or account number

## What's Not Available

<Warning>
  The following features are **not currently available** in Agatabo:

  * **Transaction CSV export**: No CSV/Excel download for individual transaction lists
  * **User-specific audit log**: Audit logs are organization-wide, not per-user
  * **Batch viewing**: No option to view multiple users' details simultaneously

  Statements can be downloaded from the Savings Overview section. For other data exports, contact your administrator about organization-wide reports.
</Warning>

## Related Operations

<CardGroup cols={2}>
  <Card title="Managing Users" icon="users-gear" href="/tontines/organization-users/managing-users">
    Update roles and account status
  </Card>

  <Card title="Recording Deposits" icon="coins" href="/tontines/deposits/recording-deposits">
    Add savings transactions
  </Card>

  <Card title="Entry Fees" icon="money-bill-wave" href="/tontines/organization-users/entry-fees">
    Record membership fees
  </Card>

  <Card title="Roles" icon="sitemap" href="/tontines/organization-users/roles">
    Understanding permissions
  </Card>
</CardGroup>