> ## Documentation Index
> Fetch the complete documentation index at: https://help.agatabo.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Member Statements

> Member savings and transaction history

## Notice

**This page has been renamed.** Member statements are now called **Account Statements**.

<Card title="Account Statements" icon="file-invoice" href="/tontines/reports/account-statements">
  Go to Account Statements documentation
</Card>

***

## What Are Member Statements?

Member statements show a member's complete transaction history:

* All deposits made
* All withdrawals
* Loan disbursements from savings
* Dividends credited
* Current savings balance

**In Agatabo**, these are generated as **Ledger Account Statements** for member savings accounts.

***

## How to Generate Member Statements

<Steps>
  <Step title="Navigate to General Ledger">
    Click **General Ledger** in sidebar
  </Step>

  <Step title="Click Ledger Accounts tab">
    Shows all accounts
  </Step>

  <Step title="Filter by MEMBER_SAVINGS">
    Shows only member savings accounts
  </Step>

  <Step title="Select member's account">
    Click on member name (e.g., "Jane Smith - Savings")
  </Step>

  <Step title="Choose date range">
    Select period for statement (e.g., last 3 months, this year)
  </Step>

  <Step title="Export">
    Click **Export** > **PDF** for formatted statement
  </Step>
</Steps>

***

## Statement Contents

**Example statement**:

```
Account Statement
Account: Jane Smith - Savings
Period: January 1 - June 30, 2026

Date       | Description        | Debit    | Credit   | Balance
-----------|-------------------|----------|----------|----------
Jan 1      | Opening Balance   |          |          | 500,000
Jan 15     | Deposit - Cash    | 20,000   |          | 520,000
Feb 10     | Deposit - Cash    | 20,000   |          | 540,000
Mar 1      | Loan Disbursement |          | 200,000  | 340,000
Mar 20     | Deposit - Cash    | 20,000   |          | 360,000
...
Jun 30     | Closing Balance   |          |          | 420,000

Summary:
Opening Balance: 500,000 RWF
Total Deposits: 120,000 RWF
Total Withdrawals/Loans: 200,000 RWF
Closing Balance: 420,000 RWF
```

***

## Use Cases

**Quarterly member distribution**:

* Generate statements for all members
* Print and distribute at meetings
* Shows transparency and builds trust

**Loan application verification**:

* Member shows statement as proof of savings
* Loan officer verifies savings balance
* Confirms contribution consistency

**Dispute resolution**:

* Member claims missing deposit
* Review statement for discrepancies
* Show transaction history as evidence

**Annual review**:

* Member sees full year savings growth
* Identifies contribution gaps
* Plans for upcoming year

***

## Bulk Statement Generation

**To generate for all members**:

1. **General Ledger** > **Ledger Accounts**
2. Filter by **MEMBER\_SAVINGS**
3. Click **Export All** (if available)
4. Select date range
5. Choose merged PDF or separate files

**If bulk export not available**: Generate individually per member.

***

## Need Help?

<CardGroup cols={2}>
  <Card title="Account Statements" icon="file-invoice" href="/tontines/reports/account-statements">
    Complete account statements guide
  </Card>

  <Card title="Viewing Member Details" icon="user" href="/tontines/organization-users/viewing-member-details">
    Member profile information
  </Card>
</CardGroup>