Skip to main content

Overview

Bank reconciliation is the process of comparing Agatabo’s bank account balances with your actual bank statements to ensure they match. Differences indicate missing transactions, errors, or timing issues.

Why Reconcile?

Benefits of monthly reconciliation:
  • Catch data entry errors
  • Identify missing transactions
  • Detect unauthorized withdrawals
  • Ensure financial accuracy
  • Meet audit requirements

Reconciliation Process

1

Get bank statement

Obtain statement from your bank (paper or online)
2

Compare balances

Check if Agatabo balance matches bank statement balance
3

Identify differences

List transactions that appear in one system but not the other
4

Investigate discrepancies

Determine the cause of each difference
5

Make corrections

Record missing transactions or fix errors
6

Verify final balance

Confirm balances now match

Common Reconciliation Differences

IssueCauseSolution
Bank balance higherMissing deposit in AgataboRecord the missing deposit
Bank balance lowerMissing expense or withdrawal in AgataboRecord the missing expense
Bank feesBank charged fees not recorded in AgataboRecord bank fees as expenses
Timing differenceTransaction recorded in Agatabo but not yet clearedWait for bank to process, or note as outstanding
Data entry errorWrong amount entered in AgataboEdit the transaction to correct amount

Reconciliation Tips

Best practices:
  • Reconcile monthly (at minimum)
  • Keep physical bank statements for reference
  • Document any adjustments you make
  • Investigate all differences - don’t ignore small amounts
  • Set up a regular schedule (e.g., first Monday of each month)

Need Help?

Bank Accounts Overview

Learn about bank account tracking

Common Errors

Troubleshooting guide