Viewing Loan Details

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Overview

Loan details pages provide comprehensive information about a loan including installment schedule, payment history, securities, and current status.

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Accessing Loan Details

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Loan Overview Section

Key information displayed:

• Loan Account Number: Unique loan identifier
• Status: Loan classification (current, special mention, substandard, etc.)
• Borrower: Organization user’s name and profile
• Principal Amount: Original loan amount
• Interest Rate: Percentage and type (monthly/yearly)
• Period: Loan duration in months
• Calculation Type: Simple, Compound, or Reducing Balance
• Interest Payment: In Advance (Upfront) or With Installments
• Installment Type: Equal Principal or Equal Total (Amortized)
• Payment Allocation: Interest First, Principal First, or Proportional
• Disbursement Fee: Fee charged (if applicable)
• Total Interest: Total interest amount (if applicable)
• Purpose: Loan purpose description
• Start Date: When the loan started
• Created At: When loan was created in the system
• Modification History: If loan has been modified

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Installment Schedule

Shows all planned payments: Example schedule for 100,000 RWF at 5% monthly, 12 months, EQUAL_TOTAL: Click installment row to see payment details if paid.

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Payment History

All recorded loan payments: Actions available:

• Add Payment - Record new payment (if loan active)
• Edit - Modify payment details (if in open period)
• Delete - Remove payment (if in open period)

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Securities

Security details for the loan: For each security item:

• Type: GUARANTOR, COLLATERAL, or SAVINGS
• Amount: Security value

Guarantor details:

• Name
• Email
• Phone

Collateral details:

• Description

Savings details:

• Type: “Own savings pledge”

Documents: Download links for attached security documents Security Summary:

• Total Security Amount
• Coverage Ratio (percentage of principal covered, color-coded)

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Loan Rules

Shows configuration used:

• Interest Calculation Type (SIMPLE, COMPOUND, REDUCING_BALANCE)
• Interest Payment Timing (IN_ADVANCE, WITH_INSTALLMENTS)
• Installment Type (EQUAL_PRINCIPAL, EQUAL_TOTAL)
• Payment Allocation Order (INTEREST_FIRST, etc.)

Learn about loan rules →

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Installment Details

Click on any installment row to expand and see: Outstanding amounts:

• Total Outstanding (color-coded: red if > 0, green if 0)
• Principal Outstanding
• Interest Outstanding
• Payment Date Status (EARLY/ON_TIME/LATE if paid)

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Quick Actions

Available actions (depending on permissions and loan status): Top header actions:

• Download Statement - Export PDF statement with loan accounts
• Default Loan - Mark loan as defaulted (if active)
• Undo Default - Reverse default status (if defaulted)
• Delete Loan - Remove entire loan (use with caution)

Within sections:

• Modify Loan - Increase principal or extend period (in loan overview)
• Add Payment - Record new payment (in payments section)
• Edit Payment - Modify payment details (per payment)
• Delete Payment - Remove payment record (per payment)
• Apply Penalty - Charge late fees (in penalty periods)
• Delete Penalty - Remove applied penalty (per penalty)
• Undo Modification - Reverse loan modification

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Penalty Periods

If loan has penalties (and you have permission): Summary stats:

• Unapplied Penalties (count)
• Applied Penalties (count)
• Outstanding Amount

Tabs:

• Unapplied Penalties: Penalties calculated but not yet charged
• Applied Penalties: Penalties formally charged to the loan

Actions:

• Apply individual penalty
• Apply all penalties for an installment
• Delete applied penalty
• Delete all applied penalties for an installment

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Downloading Loan Statement

Generate PDF statement with complete loan account history:

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